Homeowners Your home is your most valuable asset. Covering your home in the event of a fire, theft or damage from extreme weather can help you feel more secure. Protect your home the way it protects you by choosing smart insurance coverage. Typical Home Insurance Coverages Section I — Property Coverages Coverage A – DwellingCovers … Continue reading Home Insurance

What is Health Insurance? Health insurance is coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment Understanding Health Insurance Terms We know health insurance has its own language with different terms, like “deductibles,” “coinsurance” … Continue reading Health Insurance

What is Life Insurance? Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can … Continue reading Life Insurance

What is Boat Owners Insurance? Boat owners’ insurance provides coverage for individuals who own and operate a boat or personal watercraft. Insurance may be purchased for sailboats, houseboats and others. Boating Insurance Coverages Liability Coverage – pays for injuries and property damage to others as a result of a covered accident in which you are found to … Continue reading Boat Insurance

What is Dental Insurance Dental insurance is a form of health insurance designed to pay a portion of the costs associated with dental care. There are several different types of individual, family, or group dental insurance plans. Typical Types of Dental Insurance Indemnity Dental Insurance Plan:  This plan may be helpful when you want to stay with your dentist … Continue reading Dental Insurance

What is Vision Insurance Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. We can help you obtain affordable vision coverage including an annual routine eye exam for a low premium. Contact us to learn more about the right car insurance for you

What is a Medicare Advantage Plan? A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.  Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.  … Continue reading Medicare Advantage Plans & Medicare Supplement Insurance

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle—and to be within your budget. Here’s a guide to insurance coverage for your bike—and some tips to make your insurance ride more “easy” on your wallet. Motorcycle Coverage Basics Although most states require you … Continue reading Motorcycle Insurance

What is RV Insurance? RV insurance is an agreement between you and your insurance company that protects your motor-home, travel trailer, camper, fifth wheel, etc. You’ll choose from a variety of coverages meant to protect your vehicle and provide peace of mind on trips and vacations or if you use your RV as a permanent … Continue reading RV Insurance

Renters’ insurance, often called tenants’ insurance, is an insurance policy that provides some of the benefits of homeowners’ insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. It provides liability insurance and the tenant’s personal property is covered against named perils such as fire, theft, and … Continue reading Renters’ Insurance

What is Auto Insurance? Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Auto Insurance Coverages There are basically … Continue reading Auto Insurance

What is Business Insurance? “Business insurance” is the general term used to describe the types of coverage that a business owner can buy. From general liability insurance to contents coverage, each policy is designed to protect your business. As a small business owner, insurance coverage can provide you significant peace of mind. If you don’t … Continue reading Business Insurance

What is Condo Insurance Condo insurance, also known as an HO6 insurance policy, provides condo unit owners coverage for their properties, protects against liability claims and helps cover costs if the unit is uninhabitable. A condominium insurance policy is often called walls-in coverage, as it protects the individual unit, whereas your condo association’s master policy … Continue reading Condo Insurance